Car Insurance Information

All of the car insurance information that has been included on our web site has been written by experts in their field. It is our intention to provide you with enough tips, guides and resources that you are able to find a better deal for your car insurance.

Car insurance and your Credit Rating

You probably know that lenders use information in your credit report to determine if they'll give you credit. But did you know that in some states, insurance companies also consider your credit history? Good or bad, your credit history may affect your ability to purchase homeowners or auto insurance coverage and help determine what premium you'll pay. Click here to read the full article.

Insurance for high risk drivers

If you’re classed as a “High Risk” driver, you maybe finding it increasingly difficult to find affordable car insurance. Please have a look though the article below, it is entitled Car Insurance for High Risk Drivers and is written by Sintilia Miecevole. It helps by describing the causes of why you're being labelled a high risk driver and what can be done to address it. Click here to read the article in full.

Car insurance in Northern Ireland

If you're you're based in Northern Ireland and you're looking for car insurance this article below maybe very useful. George McGonigal, represents Northern Ireland Insurance Centre and has written an article entitled Car and home insurance in Northern Ireland. Click here to read the article in full.

Avoid car insurance premium increases

It feels almost inevitable that our car insurance premiums increase every year. However, there is a way to avoid car insurance premium increase, read through the article below it’s a great help. We’d like to thank Philip Franckel for his insightful information about avoiding car insurance premium increases. Click here to read the full article.

Car insurance Glassary of terms

If you're new to car insurance, it's possible you're confused by some of the frequently used words or jargon. We've listed some of the most popular below with their definitions.

Accident	A mishap that may have caused injury or death.
Uninsured Motorist	A driver who is on the road without adequate insurance.
Principle Driver	In reference to the person who will drive the vehicle most often. Usually, it is the person who arranges the car insurance.
Primary Use	Refers to the primary use of your vehicle, be it private use or business use.
Premium	This is the cash value that you pay to the insurance company in exchange for cover.
Comprehensive Cover	A type of insurance cover that protects against a wide range. Always important to read the contract to establish exclusions.
Claim	If you have the appropriate insurance protection, you have a legal right to make a claim with your insurance company.